For most people, your home is your largest, most valuable asset. We can help you to make sure you have the proper coverage in place to ensure that you're protected no matter what happens. Many factors are considered, including your home's construction, age, size, and location. One policy does not fit all. For example, some areas are more prone to flooding, or to damage from fire or wind. At Platt Insurance & Financial, our agents know what to look for to help you protect your home in the event of a catastrophe.
While many states require you to have car insurance, the "state minimum" policies are seldom adequate to properly protect you and your family in the event of an accident. Auto insurance policies are also seldom truly understood by those that hold them. The agents at Platt Insurance & Financial are happy to go over your existing policies, help you understand what your current coverages are, and help you to determine if it is adequate for your level of risk tolerance. We can also determine if you're getting the best possible rate for your policy.
Commercial insurance is a complicated and important part of your business. The agents at Platt Insurance & Financial are experts at reviewing polices from other companies, and determining the special coverages you may need due to the type of business you have, the assets of the business, or the growth of the business. We can also help you establish the continuity plan to ensure that your business continues after you move on. You've worked too hard to leave things to chance. Let us help you.
Life insurance is often thought of something that people get to pay for funeral costs. It can do that, but life insurance can be so much more. Life insurance can ensure that your families hopes and dreams can still happen, even if you aren't here with them. It can help a spouse keep their house. It can ensure that your children can go to college. There are several different types of life insurance, such as term, whole, universal, and variable universal. Let us help you determine the product or mix of products that's right for you.
Along with the financial foundation offered by our insurance products, it's equally important to plan for the future. Many people don't start saving soon enough, or don't save enough to ensure their future financial security. We offer retirement plans, IRAs, 401(k)s, mutual funds, and more to help you plan for your retirement or your children's college education. Feel free to give us a call today so we can help you start saving today with a plan customized for you.
According to a 2013 study by Nerdwallet, 62% of U.S. bankruptcy cases were caused by medial bills. What's more, 20% of Americans struggle financially due to medical bills. Most disturbing, is that many of these people do have health insurance. However, the gaps in their coverage lead to overwhelming debt, and often cause them to take on additional credit card debt or second mortgages to pay their medical expenses. Let Platt Insurance & Financial help you prevent this problem by working with you to determine the proper coverage for you, at a price you can afford.