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Commercial Insurance

Commercial Insurance Review Youngstown and Warren OhioAs a business owner, you have quite a bit invested in your business, whether it be financial resources, or good old fashioned blood, sweat and tears (usually all of the above).  No matter how good you are at what you do, there will be risk involved.   There are many things completely out of your control that may directly affect your business.  These can be naturally occurring disasters, such as fire, flood, or high winds.  These can take the form of a lawsuit, or death of a key employee or business partner.  If your business is a corporation or an LLC, your personal assets are protected from business liabilities, but neither business structure protects your business from losses.

State laws determine what types of insurance you are required to have, but as with car insurance, purchasing the minimum required may not be enough to adequately protect you.  Most states do require disability insurance, workers' compensation insurance, and unemployment insurance for businesses that have employees.  Your state may also require additional coverages depending on what activities your business is involved in.  For example, if you drive your personal car for business use, or put a sign on it, you may be required to obtain a commercial insurance policy.  Financial lenders may also have requirements as to the types of business insurance you must carry.

We recommend speaking to a professional, like those of us here at Platt Insurance & Financial, to determine what commercial insurance policies you need to have in order to adequately protect yourself from the unknown.

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About Platt Insurance & Financial

Ellie-Platt-Agency-PrincipaPlatt Insurance & Financial is an insurance and financial services agency built for the way you live and work. Our agency was created in June 2011 when Ellie Platt, MBA merged five existing insurance agencies in the Mahoning Valley. Ellie then consolidated these offices into two locations in Poland and Cortland Ohio, specifically chosen with her clients best intersts in mind. She then built a team of the most intelligent, detail oriented, and dedicated representatives she could find.

This team now offers a full range of insurance and financial services to residents and business owners throughout Mahoning and Trumbull Counties. These services include, but are not limited to: Commercial insurance, home and auto insurance, life insurance, classic car insurance, retirement plans, IRAs, 401(k)s, mutual funds, and more. Platt insurance & Financial has created a portfolio of the very best insurance companies in the nation to ensure their clients get the value possible for their clients.

We look forward to working with you.
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